Importing Transactions

Log in to your bank's online banking or mobile app. Navigate to your transaction history, select a date range, and download as CSV. Most UK banks offer this under "Export" or "Download statements".

Need detailed instructions for your specific bank? See our bank-specific CSV export guides.

Go to Import in the sidebar and drag your CSV file onto the upload area, or click to browse. JoinFunds accepts .csv files of any size — processing 1,000 rows takes under 2 seconds.

JoinFunds analyses the CSV structure and auto-detects the format for seven supported banks: Nationwide, Barclays, HSBC, Revolut, Monzo, Wise, and Starling. For any other bank, you can select it manually from a list of 29 UK banks.

For auto-detected banks, columns are mapped automatically (date, description, amount). For other banks, you map columns manually using dropdowns. JoinFunds shows a preview of the first few rows so you can verify the mapping looks right.

Review the parsed transactions before importing. JoinFunds runs duplicate detection using fuzzy matching — transactions within one day, with matching amounts (within 1% tolerance), and 80%+ description similarity are flagged. You can skip individual rows by toggling them off.

Hit Import to save the transactions to your account. The summary screen shows how many were imported, how many were auto-categorised, and any that were skipped as duplicates.