Savings Goals
Overview
Savings goals let you and your partner track progress towards shared targets — a holiday fund, emergency savings, a house deposit, or anything else. Each goal has a target amount, optional deadline, progress bar, and milestone celebrations. Goals support GBP, EUR, and RON.
Create a savings goal
Open the Savings page
Click Savings in the sidebar. You will see your existing goals (if any) with progress bars and status badges.
Set up a new goal
Click Add Goal and fill in the details:
- Name — something descriptive like "Holiday Fund" or "Emergency Savings"
- Icon — pick an emoji to identify the goal at a glance
- Target amount — how much you want to save
- Currency — GBP, EUR, or RON (multi-currency contributions are converted automatically)
- Target date — optional deadline to keep you on track
- Colour — for the progress bar
Holiday Fund
Target: £2,000 by August 2026
Track contributions
Add a contribution
Click on a goal to open the detail view, then click Add Contribution. Enter the amount and it is added to the goal's progress. Both partners can contribute, and JoinFunds tracks who contributed what.
View the contribution breakdown
The goal detail view shows a per-partner breakdown — total contributed, percentage share, and number of contributions. This transparency helps couples stay aligned on shared savings targets.
You
£400
62% · 4 contributions
Partner
£250
38% · 3 contributions
Milestones and status
Celebrate milestones
JoinFunds shows milestone markers on the progress bar (25%, 50%, 75%, 100%). When a contribution pushes you past a milestone, you get a celebratory toast notification. Hitting 100% triggers a completion message.
Manage goal status
Goals can be Active, Paused, or Archived:
- Active — actively saving towards this goal
- Paused — temporarily on hold (resumes where you left off)
- Archived — completed or abandoned, hidden from the main view
If your goal has a deadline and you are falling behind, JoinFunds shows an "overdue" badge. Consider adjusting the target date or increasing contribution frequency rather than abandoning the goal.
What's next?
- Dashboard Customisation — show savings goals on your dashboard
- Setting Budgets — budget a monthly savings amount alongside your spending categories
Related Guides
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