Recurring Bills & Subscriptions

Go to Recurring in the sidebar. Click the Detect button in the top right corner. JoinFunds analyses your transaction history and identifies payments that repeat on a regular schedule (weekly, monthly, quarterly, or annual).

Detected patterns are sorted into four status tabs:

• Active — Confirmed recurring payments you want to track. These appear in your dashboard summary.
• Tentative — Patterns the algorithm detected but is not fully confident about. Review these and confirm or dismiss them.
• Paused — Bills you have temporarily stopped tracking (for example, a gym membership you have frozen).
• Ignored — Patterns you have dismissed. They will not be suggested again.

Open the Tentative tab to see patterns awaiting your decision. Each one shows a confidence score based on how many matching transactions were found and how regular the timing is. Click to confirm (moves to Active) or dismiss (moves to Ignored).

If you cancel a subscription temporarily, move it to Paused rather than deleting it. When you resubscribe, move it back to Active. This keeps your history intact.